RPLI — Default fee Calculator (Santosh / Suvidha / Priya / Sumangal / Sanjeevani / AEA )
Disclaimer: Premium tables used were extracted from official India Post RPLI premium table PDFs and related India Post documents; results are calculated from those tables and include official rebates per ₹20,000 SA. Confirm with India Post if you need an official premium quote. Sources: India Post RPLI premium tables & product brochures. :contentReference[oaicite:4]{index=4}
Disclaimer: The data provided here is collected from publicly available sources.
While every effort has been made to ensure accuracy, some typographical, coding, or other errors may exist.
Please verify details with the relevant official website.
RPLI Default Fee Calculator – Calculate Your Overdue Charges Easily
By Uttam Pradhan • HD News Live •
Ever stared at your RPLI policy statement and thought, “Oops… I missed a payment”? 😅 Don’t panic! Our RPLI Default Fee Calculator is your friendly post office buddy, ready to calculate exactly how much you owe and save you from unnecessary stress.
🔍 What is RPLI Default Fee?
When a premium is missed for your Rural Postal Life Insurance (RPLI) policy, the system applies a Default Fee. Think of it as a polite nudge (with a tiny sting) from the postal department saying: “Hey, don’t forget me next time!”
The default fee is calculated based on:
- Original premium amount
- Number of months overdue
- Rate of interest applied for overdue payments
🧮 How Our Calculator Works
Just fill in the details, and the calculator will handle the math for you:
- Policy Number (for your reference)
- Premium Amount due
- Number of overdue months
Instantly, you’ll know your default fee – no headache, no sweat!
Example
If your premium is ₹4,000 and you missed 2 months, with a 2% monthly default fee:
- Default Fee = 4,000 × 0.02 × 2 = ₹160
See? That’s quick math, and our calculator does it in milliseconds while you sip your chai. ☕😉
💡 Why Use This Calculator?
- Quick & Accurate: No manual calculations.
- Plan Your Payments: Know exactly how much to pay.
- Policy Revival Made Easy: Revive lapsed policies without guesswork.
📲 Step-by-Step Usage
- Enter your Policy Number
- Enter the Premium Amount due
- Select the Number of Overdue Months
- Click Calculate Default Fee
And voilà! Your default fee appears instantly.
🙋 Frequently Asked Questions (FAQs)
A: No, it varies depending on premium and overdue months. That’s why using the calculator is so handy!
A: Absolutely! Input each policy separately to get accurate default fees.
A: Not immediately. Fee payment is part of the revival process; submit a revival request at your post office.
A: Yes! Our calculator does not store personal data; it just computes numbers.
A: Calculate each overdue month separately or sum the default fees for accuracy.
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